ZIP 74842 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74842 (Pontotoc County, Oklahoma) at a low 15/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (63/100)). Latent structural risk is 35/100 while live distress already moving reads 3/100. Its heaviest discrete signals: structural risk (35/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The peak-phase market in 74842 posted values that rose 2.2% over the year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

196 residents call 74842 home, typically aged 49. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $117,400 (2.4× income, relatively affordable). 90% of housing is owner-occupied. There are about 114 housing units across 74842. On demographic stress specifically, 74842 scores 23/100. Vacancy runs 18.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.1% — low. At $59,107, median income runs below typical U.S. levels.

Net-net, 74842 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 74842 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 74842 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Pontotoc County, Oklahoma and the nation. Nothing here is interpolated — where a source is thin for 74842, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 74842 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. In workflow terms, 74842 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.