ZIP 74842 Property Distress & Foreclosure Data

Composite property distress in 74842 (Pontotoc County, Oklahoma) lands at 16/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (63/100)). On the structural side it scores 35/100, with 3/100 of stress already active. The sharpest non-environmental signals are structural risk (35/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The peak-phase market in 74842 posted values that rose 3.4% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 196 with a median age of 49. About 21% have a four-year degree. A median home runs $117,400 here, or 2.4 times local income. The tenure split is 90% owner-occupied to 10% rented. The ZIP holds roughly 114 housing units. On demographic stress specifically, 74842 scores 23/100. The vacancy rate is 18.0% — elevated. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $59,107 — below the roughly $78,000 national figure.

On the whole, 74842 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.