ZIP 74865 Property Distress & Foreclosure Data

Composite property distress in 74865 (Pontotoc County, Oklahoma) lands at 15/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (60/100). The sharpest non-environmental signals are structural risk (34/100), institutional ownership (19/100), mortgage stress (9/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. Structural risk reads 34/100 against active distress of 3/100.

The market reads peak — home values rose 3.5% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 805 housing units across 74865. Rent burden reaches 22% of tenant households. About 2,019 people live here, median age 34. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 85% of homes, renters 15%. 17.7% of residents fall below the poverty threshold. Home values center near $132,900, an affordability ratio of 2.0× — accessible. Median household income is $61,944, below the U.S. median near $78,000.

Net-net, 74865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.