ZIP 74865 Foreclosure, Tax-Lien & Distress Report
Pontotoc County, Oklahoma · High Vacancy market
DLRadar grades ZIP 74865 (Pontotoc County, Oklahoma) at a low 15/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (60/100)). Leading the profile are structural risk (35/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). The latent-versus-live split is 35/100 structural and 3/100 already moving.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 805 housing units. Rent burden reaches 22% of tenant households. 2,019 residents call 74865 home, typically aged 34. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 20% bachelor's-or-above. On demographic stress specifically, 74865 scores 25/100. Owners hold 85% of homes, renters 15%. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $132,900 here, or 2.0 times local income. At $61,944, median income runs below typical U.S. levels.
On the whole, 74865 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 74865 at the moment; the composite and its components are still built from verifiable public records.
The 74865 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 74865 stays directly comparable to neighboring ZIPs and the rest of Pontotoc County, Oklahoma. The score is rebuilt from public data as it updates, so 74865 reflects the current record instead of a stale or modeled snapshot.
The 15/100 for 74865 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 74865 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 74865 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 74865 distress snapshot
The live 74865 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Pontotoc County
More distress data near 74865
Other reports tied to Pontotoc County, Oklahoma — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 74865
The full 74865 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology