ZIP 74856 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74856 (Johnston County, Oklahoma) at a minimal 7/100 for overall property distress. Leading the profile are institutional ownership (27/100), structural risk (15/100), mortgage stress (11/100). On the quiet end sit structural risk (15/100) and mortgage stress (11/100). Structurally it carries 15/100, against 3/100 of stress already in motion.

The peak-phase market in 74856 posted values that rose 1.1% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $145,800 here, or 1.9 times local income. On demographic stress specifically, 74856 scores 26/100. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. There are about 310 housing units across 74856. The tenure split is 86% owner-occupied to 14% rented. 9.1% of residents fall below the poverty threshold. About 794 people live here, median age 50. Around 37% of renters are cost-burdened. Median household income is $65,250, below the U.S. median near $78,000. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 74856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 74856 runs through one identical public-record model, so its 7/100 sits on the same scale as every other ZIP in Johnston County, Oklahoma and the nation. 74856 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 7/100 figure for 74856 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 74856 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.