ZIP 73401 Property Distress & Foreclosure Data

Composite property distress in 73401 (Carter County, Oklahoma) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (69/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 69/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (71/100), FEMA disaster exposure (62/100).

The market reads peak — home values rose 3.4% year on year, and 15% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

14.8% of residents fall below the poverty threshold. About 36,228 people live here, median age 38. Around 34% of renters are cost-burdened. Home values center near $200,200, an affordability ratio of 2.9× — accessible. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $60,288, below the U.S. median near $78,000. The vacancy rate is 12.9% — elevated. The ZIP holds roughly 16,332 housing units. Owners hold 64% of homes, renters 36%.

Net-net, 73401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.