ZIP 73401 Foreclosure, Tax-Lien & Distress Report
Carter County, Oklahoma · High Vacancy market
Scored purely from public records, 73401 (Carter County, Oklahoma) returns a low composite of 25/100. What sets it apart are the readings on structural risk (57/100), institutional ownership (46/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (21/100). On the structural side it scores 57/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100), climate & FEMA risk (71/100).
The market reads peak — home values rose 2.2% year on year, and 15% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
14.8% of residents fall below the poverty threshold. 36,228 residents call 73401 home, typically aged 38. Around 34% of renters are cost-burdened. The typical home is worth about $200,200 (2.9× income, relatively affordable). Educational attainment sits at 23% bachelor's-or-above. The demographic-stress sub-score lands at 30/100. At $60,288, median income runs below typical U.S. levels. The vacancy rate is 12.9% — elevated. The ZIP holds roughly 16,332 housing units. 64% of housing is owner-occupied.
On the whole, 73401 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 73401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 73401 shows as blanks, never estimates, and the score updates on every fresh public filing.
73401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 73401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 73401
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
73401 at a glance
The live 73401 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Carter County ZIP reports
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Each signal above is traceable to an open dataset · methodology