ZIP 73438 Property Distress & Foreclosure Data

Composite property distress in 73438 (Carter County, Oklahoma) lands at 31/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (73/100), FEMA disaster exposure (64/100)). On the structural side it scores 70/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (70/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 73438 posted values that rose 3.4% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,055 with a median age of 41. The tenure split is 79% owner-occupied to 21% rented. The ZIP holds roughly 1,521 housing units. Households earn a median $50,542 — below the roughly $78,000 national figure. About 15% have a four-year degree. The vacancy rate is 14.4% — elevated. On demographic stress specifically, 73438 scores 25/100. Around 34% of renters are cost-burdened. A median home runs $71,200 here, or 1.4 times local income.

On the whole, 73438 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
70/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 73438

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk73
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carter County

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