ZIP 74843 Foreclosure, Tax-Lien & Distress Report
Pontotoc County, Oklahoma · High Vacancy market
ZIP code 74843 in Pontotoc County, Oklahoma carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 35/100 against active distress of 3/100. Leading the profile are structural risk (35/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (63/100).
The market reads peak — home values rose 2.2% year on year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. Owners hold 90% of homes, renters 10%. The typical home is worth about $278,000 (2.8× income, relatively affordable). Educational attainment sits at 63% bachelor's-or-above. On demographic stress specifically, 74843 scores 29/100. Households earn a median $103,438 — above the roughly $78,000 national figure. About 299 people live here, median age 61. 4.0% of residents fall below the poverty threshold. There are about 115 housing units across 74843. Rent burden reaches 75% of tenant households.
On the whole, 74843 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 74843 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 74843's 15/100 can be lined up against any neighbor in Pontotoc County, Oklahoma or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 74843 shows blanks, not estimates, wherever the record is sparse.
74843's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 74843 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 74843
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 74843 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 74843, the same set carried on every parcel.
Nearby ZIPs in Pontotoc County
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Deterministic. Every signal traces to a public dataset · methodology