Atoka County, OK: Foreclosures, Tax Liens & Distressed Properties

Atoka County, OK, Oklahoma: 15 ZIP codes scored, Atoka County, OK averaging 9/100 (minimal, Atoka, OK), from 4 to 20. Atoka County, OK is in its peak phase (Atoka, OK confidence 28/100): Atoka, OK home prices up 1.1% (Atoka, OK) over twelve months. Atoka County, OK lender headwind: 54/100.

Highest-scoring Atoka County, OK ZIPs: 74560 (20/100), 74553 (19/100), 74576 (15/100), 74729 (13/100), 74538 (9/100), 74727 (9/100). Also scored in Atoka County, OK: 74748, 73432, 73461, 74523, 74525, 74533, 74540, 74555, 74569.

Across Atoka County, OK's scored ZIPs: median home value $146,873, household income $48,908, 20.7% vacancy, 19.2% poverty, 78% owner-occupied, median age 42.7.

Atoka County, OK insurance distress 0/100 (#2,990 in the US); FEMA hazard 0/100 for Atoka, OK; Atoka, OK construction distress 10/100.

2 banks with 3 branches lend in Atoka County, OK; Atoka, OK weighted bank stress 64/100.

Atoka County, OK unemployment 4.3%; 20 new housing units permitted in Atoka County, OK over twelve months, Atoka, OK up 54% from 13.

6,004 housing units in Atoka County, OK; 1,179 Atoka, OK renter households; 36% of Atoka, OK renters spend 30%+ of income on rent, 14% (Atoka, OK) half or more.

Atoka County, OK ranks #2,768 nationally on the opportunity index (Atoka, OK, among all ranked counties); Atoka, OK scores 24.6/100 and Atoka, OK sits #75 inside Oklahoma. Atoka, OK is in the weak opportunity phase; Atoka, OK's primary driver is vacancy, Atoka, OK second driver bank institutional; Atoka, OK moved down 287 places. 6 short-sale listings across Atoka, OK; 108 days on market observed in Atoka, OK; 19.0% vacancy over 15 Atoka, OK ZIPs.

No CFPB county sample covers Atoka County, OK. The non-metro area reading for Atoka, OK: 1.4% ninety-plus days late; Atoka, OK's thirty-to-eighty-nine share is 3.5% (Atoka, OK, December 2025 data); Oklahoma overall 1.2%.

Atoka County, OK has 2 watched banks; 2 Atoka, OK banks sit in an elevated band. Atoka, OK footprints: Ameristate Bank (2 branches, stress 64) in Atoka, OK; Firstbank (1 branch, stress 64) in Atoka, OK.

HUD lists 1 assisted multifamily property in Atoka County, OK with 13 units; 12 Atoka, OK units are assisted.

1,029 of the 6,004 housing units in Atoka, OK sit vacant. Atoka County, OK permitted 0 multifamily units in twelve months; Atoka, OK's one-to-four unit structures added 20 units in Atoka County, OK.