ZIP 74540 Foreclosure, Tax-Lien & Distress Report

ZIP code 74540 in Atoka County, Oklahoma carries a composite property-distress score of 4/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are structural risk (9/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). The split runs 9/100 structural to 1/100 active on the ground.

The peak-phase market in 74540 posted values that rose 1.1% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

136 residents call 74540 home, typically aged 60. Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 26.2% — elevated. Owners hold 82% of homes, renters 18%. Around 14% of adults hold a bachelor's degree or higher. Median household income is $28,929, below the U.S. median near $78,000. A median home runs $129,200 here, or 3.8 times local income. The ZIP holds roughly 84 housing units. DLRadar's demographic-stress index for the area reads 42/100. Around 75% of renters are cost-burdened.

On the whole, 74540 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 74540 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 74540's 4/100 can be lined up against any neighbor in Atoka County, Oklahoma or any ZIP coast to coast. Where the record is thin for 74540, the field stays empty rather than modeled, and fills in as new documents post.

The 4/100 for 74540 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 74540 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.