ZIP 74540 Property Distress & Foreclosure Data

Composite property distress in 74540 (Atoka County, Oklahoma) lands at 4/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (9/100), mortgage stress (5/100), institutional ownership (3/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural exposure scores 9 and live distress 1 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.5% over the trailing year, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

136 residents call 74540 home, typically aged 60. The poverty rate is 30.9% — high, a tax-stress and distress correlate. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. 82% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. At $28,929, median income runs below typical U.S. levels. The typical home is worth about $129,200 (3.8× income, relatively affordable). There are about 84 housing units across 74540. The demographic-stress sub-score lands at 42/100. Rent burden reaches 75% of tenant households.

Taken together, 74540 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

4/100
Composite stress
9/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 74540

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk27
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Atoka County

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Deterministic. Every signal traces to a public dataset · methodology