Choctaw County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Choctaw County, OK distress report, 2026: 12 ZIPs scored in Choctaw, OK, Choctaw, OK average 8/100; the top Choctaw, OK ZIP is 74764 at 16/100; Choctaw, OK market phase peak, Choctaw, OK prices +1.1% year over year.
- Choctaw, OK ranks #2,496 nationally (opportunity index); Choctaw, OK #73 in Oklahoma; Choctaw, OK index 25.9.
- Choctaw, OK: no CFPB county sample; Choctaw, OK non-metro area reading 1.4%.
- Choctaw, OK ZIP phases: 12 peak.
- Choctaw, OK residential listings tracked: 9 across 7 ZIPs; Choctaw, OK candidate listings 2.
- Choctaw, OK HUD assisted properties: 4 with 169 units.
- Choctaw, OK lenders on watch: 5; largest Choctaw, OK footprint Security First Nb Of Hugo (2 branches).
- Choctaw, OK most distressed ZIP: 74764 at 16/100.
Choctaw, OK figures: DLRadar distress index; Choctaw, OK inputs: CFPB, FHFA, HUD, FDIC; Choctaw, OK rebuilt as sources refresh.
| Rank | Choctaw, OK ZIP | Score |
|---|---|---|
| 1 | 74764 | 16/100 |
| 2 | 74755 | 13/100 |
| 3 | 74754 | 12/100 |
| 4 | 74727 | 9/100 |
| 5 | 74735 | 6/100 |
| 6 | 74738 | 6/100 |
| 7 | 74743 | 6/100 |
| 8 | 74756 | 6/100 |
| 9 | 74759 | 6/100 |
| 10 | 74761 | 6/100 |
| 11 | 74760 | 5/100 |
| 12 | 74523 | 4/100 |
Most distressed Choctaw, OK ZIPs (0-100, 2026)
Mortgage delinquency around Choctaw, OK
No CFPB county sample covers Choctaw, OK; the non-metro area reading for Choctaw, OK: 1.4% ninety-plus; Choctaw, OK area thirty-to-eighty-nine 3.5% (December 2025, Choctaw, OK); Oklahoma overall 1.2%.
Opportunity index: Choctaw, OK
Choctaw, OK index 25.9, Choctaw, OK phase weak; Choctaw, OK primary driver vacancy, Choctaw, OK second driver bank institutional. Choctaw, OK components: property stress 16.3, foreclosure pressure 17.1, listing discounts 23.5, bank stress 53.8, insurance 0.0; Choctaw, OK pulse 28.6; Choctaw, OK capital opportunity 21.9.
ZIP market phases inside Choctaw, OK
12 Choctaw, OK ZIPs carry a price-cycle phase; Choctaw, OK ZIPs by phase (Choctaw, OK), deepest drawdown first: peak, +1.1% YoY (Choctaw, OK): 74523, 74735, 74738, 74743, Choctaw, OK 74754, 74755, 74756, 74759, Choctaw, OK 74760, 74761, 74764; peak, +1.2% YoY (Choctaw, OK): 74727.
Residential listings by Choctaw, OK ZIP
Choctaw, OK ZIPs with the most tracked Choctaw, OK residential listings: 74743 6 listings, 2 candidates, bank pressure 64; 74727 2 listings, 0 candidates, bank pressure 64; 74735 1 listings, 0 candidates, bank pressure 62; 74738 0 listings, 0 candidates, bank pressure 64 (Choctaw, OK); 74756 0 listings, 0 candidates, bank pressure 64; 74759 0 listings, 0 candidates, bank pressure 64; 74761 0 listings, 0 candidates, bank pressure 64. Choctaw, OK totals: 9 listings; Choctaw, OK candidates 2; active ZIPs 2.
HUD assisted housing in Choctaw, OK
4 assisted properties with 169 units sit in Choctaw, OK; largest Choctaw, OK properties: Southwind Acres (Hugo) 74 units, 74 assisted; Terry Hill Apts (Hugo) 60 units; Belmont Place Apartments (Hugo) 20 units, 20 assisted in Choctaw, OK; Choctaw Village (Hugo) 15 units, 15 assisted.
Lenders with branches in Choctaw, OK
Choctaw, OK lenders by branch count: Security First Nb Of Hugo (Choctaw, OK): stress 51, 2 branches low in Choctaw, OK; First United Bank&Trust Co (Choctaw, OK): stress 73, 1 branch low in Choctaw, OK; First Texoma National Bank (Choctaw, OK): stress 68, 1 branch low in Choctaw, OK; Ameristate Bank (Choctaw, OK): stress 64, 1 branch low in Choctaw, OK; Firstbank (Choctaw, OK): stress 64, 1 branch low in Choctaw, OK.
Vacancy and permits, Choctaw, OK
1,194 of 7,117 Choctaw, OK housing units are vacant.
Work Choctaw, OK at the parcel level
Every Choctaw, OK parcel carries owner and address; every Choctaw, OK parcel carries APN; Choctaw, OK distress scores sit on the Choctaw, OK live board.
Choctaw, OK figures refresh with each source.
Choctaw, OK questions
Most distressed ZIP code in Choctaw County, OK?
ZIP 74764 leads Choctaw, OK at 16/100; next in Choctaw, OK: 74755 at 13/100; the Choctaw, OK average is 8/100.
Where does Choctaw County, OK rank for investment opportunity?
Choctaw, OK is #2,496 among all ranked counties, #73 in Oklahoma; the Choctaw, OK driver is vacancy; Choctaw, OK moved up 99 places.
How many mortgages are delinquent in Choctaw County, OK?
Choctaw, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Choctaw, OK.
Which banks lend in Choctaw County, OK?
5 watched lenders hold Choctaw, OK branches; the largest Choctaw, OK footprints are Security First Nb Of Hugo (2), First United Bank&Trust Co (1), First Texoma National Bank (1).
More on Choctaw, OK
Choctaw County, OK distress report: public-record figures for Choctaw, OK; not legal advice for Choctaw, OK; not tax or investment advice; verify every Choctaw, OK record before acting.