Choctaw County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Choctaw County, Oklahoma? DLRadar grades every Choctaw County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 11/100. Here is the 2026 Choctaw County breakdown.
- Choctaw County's most distressed ZIP is 74764 at 11/100.
- 12 ZIP codes tracked in Choctaw County, averaging 7/100 distress.
- Choctaw County reads peak — home values up 1.1% year over year.
- Vacancy runs 23.1% across Choctaw County's tracked ZIPs, with a 18.1% poverty rate.
- The typical Choctaw County home is worth about $128,591 against a ~$45,363 median income.
- Lending headwind in Choctaw County sits at 37/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74764 | 11/100 |
| 2 | 74727 | 10/100 |
| 3 | 74755 | 10/100 |
| 4 | 74754 | 9/100 |
| 5 | 74735 | 6/100 |
| 6 | 74738 | 6/100 |
| 7 | 74743 | 6/100 |
| 8 | 74756 | 6/100 |
| 9 | 74759 | 6/100 |
| 10 | 74761 | 6/100 |
| 11 | 74760 | 5/100 |
| 12 | 74523 | 4/100 |
Most distressed ZIP codes in Choctaw County (composite distress 0-100, 2026)
What is driving Choctaw County distress
The Choctaw County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 7/100 ZIP average. No proprietary or modelled inputs enter the score.
Choctaw County market phase and pricing
Phase for Choctaw County: peak (+1.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Choctaw County
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Frequently asked
Which part of Choctaw County, OK scores highest for distress?
ZIP 74764 leads Choctaw County at 11/100, recomputed monthly from public records.
Is Choctaw County expanding or contracting?
Choctaw County is classified peak with a 1.1% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Choctaw County numbers?
Every Choctaw County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Choctaw County ZIP codes that it runs on every other U.S. county, so Choctaw County's numbers are directly comparable to any other market.
How much do distress scores vary between Choctaw County ZIP codes?
The county figure is a blend, not a description. Across the Choctaw County ZIPs DLRadar ranks, scores run from 11/100 in 74764 down to 4/100 in 74523, against a Choctaw County average of 7/100. That 7-point gap is why acquisition targeting in Choctaw County works at ZIP level rather than county level.
What do Choctaw County home values and vacancy say about distressed supply?
The typical Choctaw County home carries about $128,591 of value against a median household income near $45,363. Vacancy across Choctaw County's tracked ZIPs runs 23.1% and the poverty rate is 18.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Choctaw County's foreclosure and lien data and its 37/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.