Garfield County, OK: Foreclosures, Tax Liens & Distressed Properties

Garfield County, OK, Oklahoma: 22 ZIP codes scored, Garfield County, OK averaging 21/100 (low, Garfield, OK), from 13 to 23. Garfield County, OK is in its expansion phase (Garfield, OK confidence 100/100): Garfield, OK home prices up 8.5% (Garfield, OK) over twelve months. Garfield County, OK lender headwind: 9/100.

Highest-scoring Garfield County, OK ZIPs: 73701 (23/100), 73705 (23/100), 73720 (23/100), 73727 (23/100), 73730 (23/100), 73733 (23/100). Also scored in Garfield County, OK: 73736, 73738, 73743, 73753, 73773, 73703, 73735, 73056, 73073, 73754.

Across Garfield County, OK's scored ZIPs: median home value $157,744, household income $66,480, 15.2% vacancy, 9.1% poverty, 84% owner-occupied, median age 43.8.

Garfield County, OK insurance distress 0/100 (#2,995 in the US); FEMA hazard 0/100 for Garfield, OK; Garfield, OK construction distress 97/100.

14 banks with 22 branches lend in Garfield County, OK; Garfield, OK weighted bank stress 52/100, highest 72/100 in Garfield, OK.

Garfield County, OK unemployment 3.8% (Garfield, OK -0.1 pts, six months); 5 new housing units permitted in Garfield County, OK over twelve months, Garfield, OK down 81% from 27; Garfield, OK home prices +5.4% a year (Garfield, OK) over three years.

27,804 housing units in Garfield County, OK; 8,470 Garfield, OK renter households; 39% of Garfield, OK renters spend 30%+ of income on rent, 17% (Garfield, OK) half or more.

Garfield County, OK ranks #419 nationally on the opportunity index (Garfield, OK, among all ranked counties); Garfield, OK scores 33.8/100 and Garfield, OK sits #12 inside Oklahoma. Garfield, OK is in the peak_opportunity opportunity phase; Garfield, OK's primary driver is construction, Garfield, OK second driver vacancy; Garfield, OK moved up 378 places. 3 short-sale listings across Garfield, OK; 76 days on market observed in Garfield, OK; 14.0% vacancy over 22 Garfield, OK ZIPs.

No CFPB county sample covers Garfield County, OK. The non-metro area reading for Garfield, OK: 1.4% ninety-plus days late; Garfield, OK's thirty-to-eighty-nine share is 3.5% (Garfield, OK, December 2025 data); Oklahoma overall 1.2%.

Garfield County, OK has 11 watched banks; 11 Garfield, OK banks sit in an elevated band. Garfield, OK footprints: Cowboy Bank (4 branches, stress 26) in Garfield, OK; Security Nb Of Enid (3 branches, stress 64) in Garfield, OK; Stride Bank National Assn (3 branches, stress 61) in Garfield, OK.

HUD lists 5 assisted multifamily properties in Garfield County, OK with 475 units; 173 Garfield, OK units are assisted, 1 Garfield, OK properties under project-based Section 8.

3,911 of the 27,804 housing units in Garfield, OK sit vacant. Garfield County, OK permitted 0 multifamily units in twelve months; Garfield, OK's one-to-four unit structures added 5 units in Garfield County, OK.