ZIP 73703 Foreclosure, Tax-Lien & Distress Report

ZIP code 73703 in Garfield County, Oklahoma carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 50/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (100/100), structural risk (50/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (80/100).

The market reads expansion — home values rose 8.3% year on year, and 13% higher over three years, at 99/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $74,202, near the U.S. median near $78,000. 29,722 residents call 73703 home, typically aged 37. The poverty rate is 8.4%. The tenure split is 68% owner-occupied to 32% rented. Around 29% of renters are cost-burdened. Home values center near $196,300, an affordability ratio of 2.6× — accessible. Educational attainment sits at 31% bachelor's-or-above. There are about 13,722 housing units across 73703. DLRadar's demographic-stress index for the area reads 26/100.

On balance 73703 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 73703 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 73703's 22/100 can be lined up against any neighbor in Garfield County, Oklahoma or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 73703 reflects the current record instead of a stale or modeled snapshot.

Each component behind 73703 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 73703 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.