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ZIP 73738 Foreclosure, Tax-Lien & Distress Report

Garfield County, Oklahoma · High Vacancy market

Composite property distress in 73738 (Garfield County, Oklahoma) lands at 23/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 50/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (82/100)). Its standout signals are construction/permit lag (100/100), structural risk (50/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 73738 posted values that rose 8.5% over the year, 1.0% off the recent peak (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 19.6% — elevated. The ZIP holds roughly 439 housing units. Population is roughly 931 with a median age of 35. Educational attainment sits at 27% bachelor's-or-above. The tenure split is 83% owner-occupied to 17% rented. The demographic-stress sub-score lands at 25/100. Home values center near $115,000, an affordability ratio of 1.9× — accessible. At $73,125, median income runs near typical U.S. levels. Around 41% of renters are cost-burdened. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 73738 leans distressed, with opportunity clustered in specific stressed parcels. While 73738 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 73738 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 73738 can be compared directly against any other ZIP in Garfield County, Oklahoma or nationwide. Where the public record is thin for 73738, the field stays empty rather than modeled, and fills in as new documents post.

73738's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 73738 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
50/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 73738

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk82
9 further distress layers are graded for 73738

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 73738 by the numbers

A live read on 73738: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

Loading ZIP 73738 stress data…

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See every distressed parcel in 73738

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Each signal above is traceable to an open dataset · methodology

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