ZIP 74640 Foreclosure, Tax-Lien & Distress Report
Garfield County, Oklahoma · High Poverty market
Scored purely from public records, 74640 (Garfield County, Oklahoma) returns a low composite of 20/100. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (46/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100). The latent-versus-live split is 46/100 structural and 1/100 already moving.
The expansion-phase market in 74640 posted values that rose 6.6% over the year, at 72/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 142 housing units. 93% of housing is owner-occupied. At $66,875, median income runs below typical U.S. levels. Rent burden reaches 14% of tenant households. 240 residents call 74640 home, typically aged 55. Vacancy runs 10.6%. About 22% have a four-year degree. On demographic stress specifically, 74640 scores 20/100. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $160,000 (1.4× income, relatively affordable).
Taken together, 74640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 74640 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 74640 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 74640 stays directly comparable to neighboring ZIPs and the rest of Garfield County, Oklahoma. Sparse data for 74640 shows as blanks, never estimates, and the score updates on every fresh public filing.
74640's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 74640 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 74640 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 74640 by the numbers
A live read on 74640: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Garfield County
Related reports across Garfield County, Oklahoma
Other reports tied to Garfield County, Oklahoma — ZIP, county and statewide.
Get the full acquisition report for 74640
See who owns each distressed property in 74640, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology