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County and ZIP scoring, cycle position, and the current day opportunities.

Harper County, OK: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Harper County, Oklahoma carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. ZIP-level distress ranges from 23/100 at the top down to 11/100. 7 ZIP codes are tracked county-wide, averaging 18/100 distress. The county's lending-headwind score sits at 5/100 (low).

The county market is in a peak phase: home prices rose 1.1% over the past year (phase confidence 28/100). This late in the run, the average masks the outliers so screen ZIP by ZIP.

At +1.1% YoY and 28/100 confidence, opportunity is parcel-specific and a county-wide sweep stays on the shelf. A low 5/100 bank headwind favors tax, code and ownership-change cases over REO.

By composite, 73844 (23/100), 73801 (22/100), 73848 (20/100), 73851 (19/100), 73834 (16/100), 73855 (16/100) top the county — tap any ZIP to go deeper. The breakdown continues through 73842 and more.

Demographically, the Harper County ZIPs on file report poverty running near 12.9%, median home values around $134,686 (below the national figure), incomes around $65,465, 80% of homes owner-occupied, vacancy near 23.8%, a median age of 46.1. Income, equity and tenure like these frame the kind of distress to expect and the buyer pool on exit.

All in at 18/100 over 7 ZIPs, Harper County is a screen-by-ZIP market rather than a blanket buy. Unlock Harper County to see every parcel's owner, APN and address, a distress score and bank-exposure read.

No county is too small to score: Harper County, Oklahoma runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Harper County's numbers mean exactly what they mean anywhere else in Oklahoma.

For an acquisition buyer, the practical use of Harper County, Oklahoma's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. All of it is deterministic and auditable: Harper County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

At the ZIP level, the sharpest readings in Harper County are 73844 (23/100), 73801 (22/100), 73848 (20/100), 73851 (19/100), 73834 (16/100), 73855 (16/100). DLRadar also scores 73842 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Harper County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.

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Peak
Market phase
1.1%
HPI YoY
0%
Drawdown
28
Confidence
Live sampleSample: distressed properties in Harper County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
73844OK23
73801OK22
73848OK20
73851OK19
73834OK16
73855OK16
73842OK11
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Where distress concentrates in Harper County

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Every layer feeds the next — macro distress, institutional stress, per-ZIP detail, then the operators and capital to act.

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