Harper County, OK: Foreclosures, Tax Liens & Distressed Properties

Harper County, OK, Oklahoma: 7 ZIP codes scored, Harper County, OK averaging 17/100 (low, Harper, OK), from 11 to 22. Harper County, OK is in its peak phase (Harper, OK confidence 28/100): Harper, OK home prices up 1.1% (Harper, OK) over twelve months. Harper County, OK lender headwind: 5/100.

Highest-scoring Harper County, OK ZIPs: 73844 (22/100), 73848 (20/100), 73801 (19/100), 73834 (16/100), 73855 (16/100), 73851 (13/100). Also scored in Harper County, OK: 73842.

Across Harper County, OK's scored ZIPs: median home value $134,686, household income $65,465, 23.8% vacancy, 12.9% poverty, 80% owner-occupied, median age 46.1.

Harper County, OK insurance distress 0/100 (#2,999 in the US); FEMA hazard 0/100 for Harper, OK; Harper, OK construction distress 89/100.

2 banks with 2 branches lend in Harper County, OK; Harper, OK weighted bank stress 42/100, highest 46/100 in Harper, OK.

Harper County, OK unemployment 2.6% (Harper, OK -0.3 pts, six months).

1,714 housing units in Harper County, OK; 247 Harper, OK renter households; 5% of Harper, OK renters spend 30%+ of income on rent, 4% (Harper, OK) half or more.

Harper County, OK ranks #799 nationally on the opportunity index (Harper, OK, among all ranked counties); Harper, OK scores 32.0/100 and Harper, OK sits #23 inside Oklahoma. Harper, OK is in the early_signal opportunity phase; Harper, OK's primary driver is vacancy, Harper, OK second driver construction; Harper, OK moved down 152 places. 2 short-sale listings across Harper, OK; 61 days on market observed in Harper, OK; 18.6% vacancy over 7 Harper, OK ZIPs.

No CFPB county sample covers Harper County, OK. The non-metro area reading for Harper, OK: 1.4% ninety-plus days late; Harper, OK's thirty-to-eighty-nine share is 3.5% (Harper, OK, December 2025 data); Oklahoma overall 1.2%.

Harper County, OK has 2 watched banks; 2 Harper, OK banks sit in an elevated band. Harper, OK footprints: Security State Bank (1 branch, stress 46) in Harper, OK; Oklahoma State Bank (1 branch, stress 37) in Harper, OK.

381 of the 1,714 housing units in Harper, OK sit vacant.