Ottawa County, OK: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Ottawa County, Oklahoma carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. There are 10 scored ZIPs in the county (mean composite 19/100). Lender pressure in Ottawa County registers 48/100 — a moderate bank-stress headwind. The county's ZIP scores run from 16 up to 27/100.

The peak-phase county posted home values that rose 2.2% over twelve months (phase confidence 23/100). On a market plateau, distress turns selective so screen ZIP by ZIP.

Near the cycle top at +2.2% YoY (23/100 confidence), the wins are surgical so the headline market won't hand it over. Mid-range bank stress at 48/100 points to both signal sets in play here.

Distress concentrates in ZIP 74344 (27/100), ZIP 74331 (24/100), ZIP 74333 (19/100), ZIP 74370 (18/100), ZIP 74354 (17/100), ZIP 74339 (16/100) — drill into any for the parcel-level read. Further scored ZIPs: 74343, 74358, 74360, 74363.

Profile-wise, Ottawa County's tracked footprint come in at 78% owner-occupancy, a median household income near $52,291 (below the US norm), typical home values near $144,211, a 19.2% poverty rate, residents with a median age around 41.6, vacancy near 23.1%. These fundamentals drive the volume of pressured sellers and the exit liquidity behind them.

Ottawa County, Oklahoma's 19/100 average over 10 ZIPs says distress here is parcel-specific where the ZIP scores point. Inside DLRadar, each Ottawa County property carries owner, address and APN, per-parcel scoring with lender exposure and resale velocity.

No county is too small to score: Ottawa County, Oklahoma runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Ottawa County's numbers mean exactly what they mean anywhere else in Oklahoma.

Treat Ottawa County, Oklahoma as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. The Ottawa County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

Drilling in, Ottawa County's highest-scoring ZIPs are 74344 (27/100), 74331 (24/100), 74333 (19/100), 74370 (18/100), 74354 (17/100), 74339 (16/100). DLRadar also scores 74343, 74358, 74360, 74363 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Ottawa County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.