Ottawa County, OK: Foreclosures, Tax Liens & Distressed Properties

Ottawa County, OK, Oklahoma: 10 ZIP codes scored, Ottawa County, OK averaging 19/100 (low, Ottawa, OK), from 17 to 28. Ottawa County, OK is in its peak phase (Ottawa, OK confidence 23/100): Ottawa, OK home prices up 2.2% (Ottawa, OK) over twelve months. Ottawa County, OK lender headwind: 48/100.

Highest-scoring Ottawa County, OK ZIPs: 74344 (28/100), 74331 (25/100), 74333 (19/100), 74370 (19/100), 74354 (18/100), 74339 (17/100). Also scored in Ottawa County, OK: 74343, 74358, 74360, 74363.

Across Ottawa County, OK's scored ZIPs: median home value $144,211, household income $52,291, 23.1% vacancy, 19.2% poverty, 78% owner-occupied, median age 41.6.

Ottawa County, OK insurance distress 19/100 (#2,340 in the US); FEMA hazard 0/100 for Ottawa, OK; 2 federal disaster declarations in Ottawa County, OK since 2023; 3 Ottawa, OK NFIP flood claims, $4K paid; Ottawa, OK construction distress 30/100.

8 banks with 14 branches lend in Ottawa County, OK; Ottawa, OK weighted bank stress 56/100, highest 85/100 in Ottawa, OK.

Ottawa County, OK unemployment 4.3% (Ottawa, OK -0.4 pts, six months); 14 new housing units permitted in Ottawa County, OK over twelve months, Ottawa, OK up 27% from 11; Ottawa, OK home prices +11.6% a year (Ottawa, OK) over three years.

13,701 housing units in Ottawa County, OK; 3,848 Ottawa, OK renter households; 37% of Ottawa, OK renters spend 30%+ of income on rent, 16% (Ottawa, OK) half or more.

Ottawa County, OK ranks #2,330 nationally on the opportunity index (Ottawa, OK, among all ranked counties); Ottawa, OK scores 26.6/100 and Ottawa, OK sits #69 inside Oklahoma. Ottawa, OK is in the weak opportunity phase; Ottawa, OK's primary driver is vacancy, Ottawa, OK second driver bank institutional; Ottawa, OK moved down 18 places. 2 short-sale listings across Ottawa, OK; 71 days on market observed in Ottawa, OK; 16.4% vacancy over 10 Ottawa, OK ZIPs.

No CFPB county sample covers Ottawa County, OK. The non-metro area reading for Ottawa, OK: 1.4% ninety-plus days late; Ottawa, OK's thirty-to-eighty-nine share is 3.5% (Ottawa, OK, December 2025 data); Oklahoma overall 1.2%.

Ottawa County, OK has 7 watched banks; 7 Ottawa, OK banks sit in an elevated band. Ottawa, OK footprints: Security Bank&Trust Co (4 branches, stress 69) in Ottawa, OK; First Nb&T Co Of Miami (3 branches, stress 36) in Ottawa, OK; Welch Stb Of Welch Okla (2 branches, stress 59) in Ottawa, OK.

HUD lists 2 assisted multifamily properties in Ottawa County, OK with 104 units; 104 Ottawa, OK units are assisted, 1 Ottawa, OK properties under project-based Section 8.

1,780 of the 13,701 housing units in Ottawa, OK sit vacant. Ottawa County, OK permitted 0 multifamily units in twelve months; Ottawa, OK's one-to-four unit structures added 14 units in Ottawa County, OK.