ZIP 74339 Foreclosure, Tax-Lien & Distress Report

In Ottawa County, Oklahoma, ZIP 74339 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (71/100). What sets it apart are the readings on structural risk (35/100), institutional ownership (13/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (7/100) register low. The latent-versus-live split is 35/100 structural and 2/100 already moving.

The peak-phase market in 74339 posted values that rose 2.2% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,293 residents call 74339 home, typically aged 33. The tenure split is 65% owner-occupied to 35% rented. The typical home is worth about $72,900 (2.0× income, relatively affordable). Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 34.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 9% of adults hold a bachelor's degree or higher. At $35,893, median income runs below typical U.S. levels. There are about 1,020 housing units across 74339. Rent burden reaches 48% of tenant households. DLRadar's demographic-stress index for the area reads 35/100.

Net-net, 74339 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 74339 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 74339 reflects the current record instead of a stale or modeled snapshot.

Each component behind 74339 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 74339 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.