ZIP 74363 Property Distress & Foreclosure Data

In Ottawa County, Oklahoma, ZIP 74363 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (32/100), institutional ownership (13/100), mortgage stress (7/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The latent-versus-live split is 32/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $113,700 (2.1× income, relatively affordable). The poverty rate is 17.7% — high, a tax-stress and distress correlate. 77% of housing is owner-occupied. The ZIP holds roughly 1,120 housing units. At $54,741, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. Around 9% of adults hold a bachelor's degree or higher. 2,646 residents call 74363 home, typically aged 45. Around 29% of renters are cost-burdened. The vacancy rate is 11.2%.

Overall, 74363 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.