ZIP 74363 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 74363 (Ottawa County, Oklahoma) at a low 16/100 for overall property distress. Its standout signals are structural risk (35/100), institutional ownership (13/100), construction/permit lag (10/100). On the quiet end sit construction/permit lag (10/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (71/100). Structural exposure scores 35 and live distress 2 on the 0–100 scale.

The peak-phase market in 74363 posted values that rose 2.2% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $113,700, an affordability ratio of 2.1× — accessible. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 77% of homes, renters 23%. There are about 1,120 housing units across 74363. At $54,741, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 27/100. Around 9% of adults hold a bachelor's degree or higher. 2,646 residents call 74363 home, typically aged 45. Around 29% of renters are cost-burdened. The vacancy rate is 11.2%.

On balance 74363 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 74363 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74363 can be compared directly against any other ZIP in Ottawa County, Oklahoma or nationwide. Sparse data for 74363 shows as blanks, never estimates, and the score updates on every fresh public filing.

74363's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 74363 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.