ZIP 74358 Property Distress & Foreclosure Data

ZIP code 74358 in Ottawa County, Oklahoma carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (32/100), institutional ownership (13/100), mortgage stress (7/100). By contrast, institutional ownership (13/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). On the structural side it scores 32/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. The ZIP holds roughly 116 housing units. Median household income is $47,917, below the U.S. median near $78,000. Home values center near $59,400, an affordability ratio of 1.2× — accessible. 26.8% of residents fall below the poverty threshold. About 227 people live here, median age 35. Educational attainment sits at 5% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. Around 36% of renters are cost-burdened. The vacancy rate is 28.2% — elevated.

Net-net, 74358 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.