ZIP 74358 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Oklahoma · High Vacancy market
Scored purely from public records, 74358 (Ottawa County, Oklahoma) returns a low composite of 16/100. The most distinctive pressure shows up in structural risk (35/100), institutional ownership (13/100), construction/permit lag (10/100). construction/permit lag (10/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Structural exposure scores 35 and live distress 2 on the 0–100 scale.
Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 82% of homes, renters 18%. The ZIP holds roughly 116 housing units. At $47,917, median income runs below typical U.S. levels. Home values center near $59,400, an affordability ratio of 1.2× — accessible. Roughly 26.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 227 residents call 74358 home, typically aged 35. Educational attainment sits at 5% bachelor's-or-above. On demographic stress specifically, 74358 scores 29/100. Rent burden reaches 36% of tenant households. The vacancy rate is 28.2% — elevated.
Net-net, 74358 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 74358 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 74358's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 74358, the field stays empty rather than modeled, and fills in as new documents post.
The 16/100 figure for 74358 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 74358 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 74358
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
74358 at a glance
Current distress, phase, housing and lender-pressure figures for 74358, drawn from the same report attached to each property.
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Unlock the full ZIP 74358 acquisition report
Open 74358 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology