ZIP 74354 Property Distress & Foreclosure Data

In Ottawa County, Oklahoma, ZIP 74354 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (32/100), institutional ownership (13/100), mortgage stress (7/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). On the structural side it scores 32/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 30% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $49,668, median income runs below typical U.S. levels. 16,972 residents call 74354 home, typically aged 35. The demographic-stress sub-score lands at 30/100. Around 36% of renters are cost-burdened. The vacancy rate is 12.8% — elevated. Around 18% of adults hold a bachelor's degree or higher. The poverty rate is 20.2% — high, a tax-stress and distress correlate. The typical home is worth about $127,600 (2.4× income, relatively affordable). 63% of housing is owner-occupied. The ZIP holds roughly 7,591 housing units.

Taken together, 74354 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.