ZIP 74354 Foreclosure, Tax-Lien & Distress Report
Ottawa County, Oklahoma · High Vacancy market
In Ottawa County, Oklahoma, ZIP 74354 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (37/100), construction/permit lag (20/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). Structural risk reads 37/100 against active distress of 2/100.
The peak-phase market in 74354 posted values that rose 2.1% over the year, and 30% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $49,668, below the U.S. median near $78,000. About 16,972 people live here, median age 35. On demographic stress specifically, 74354 scores 30/100. Rent burden reaches 36% of tenant households. The vacancy rate is 12.8% — elevated. Around 18% of adults hold a bachelor's degree or higher. 20.2% of residents fall below the poverty threshold. The typical home is worth about $127,600 (2.4× income, relatively affordable). Owners hold 63% of homes, renters 37%. There are about 7,591 housing units across 74354.
Taken together, 74354 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74354 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 74354 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 74354, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 17/100 figure for 74354 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 74354 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 74354
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 74354 distress snapshot
Current distress, phase, housing and lender-pressure figures for 74354, drawn from the same report attached to each property.
Adjacent Ottawa County ZIP reports
Related reports across Ottawa County, Oklahoma
Keep going: ZIP, county and state distress coverage for Ottawa County, Oklahoma.
Unlock the full ZIP 74354 acquisition report
Open 74354 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology