ZIP 74370 Property Distress & Foreclosure Data

Ottawa County, Oklahoma's ZIP 74370 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (34/100), institutional ownership (15/100), mortgage stress (8/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. The latent-versus-live split is 34/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (72/100).

The market reads peak — home values rose 3.4% year on year, and 22% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $50,625, below the U.S. median near $78,000. 18.7% of residents fall below the poverty threshold. Home values center near $153,700, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 1,790 housing units. About 3,678 people live here, median age 42. Educational attainment sits at 13% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 78% of homes, renters 22%. Around 19% of renters are cost-burdened. The vacancy rate is 19.4% — elevated.

Net-net, 74370 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.