ZIP 74370 Foreclosure, Tax-Lien & Distress Report

Ottawa County, Oklahoma's ZIP 74370 registers 19/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (43/100), construction/permit lag (39/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Latent structural risk is 43/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (72/100).

The peak-phase market in 74370 posted values that rose 2.1% over the year, and 22% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $50,625, median income runs below typical U.S. levels. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $153,700 here, or 2.6 times local income. The ZIP holds roughly 1,790 housing units. Population is roughly 3,678 with a median age of 42. Around 13% of adults hold a bachelor's degree or higher. On demographic stress specifically, 74370 scores 28/100. Owners hold 78% of homes, renters 22%. Rent burden reaches 19% of tenant households. The vacancy rate is 19.4% — elevated.

Taken together, 74370 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 74370 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 74370 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Ottawa County, Oklahoma and the nation. Where the record is thin for 74370, the field stays empty rather than modeled, and fills in as new documents post.

74370's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 74370 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.