Ottawa County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ottawa County, OK distress report, 2026: 10 ZIPs scored in Ottawa, OK, Ottawa, OK average 19/100; the top Ottawa, OK ZIP is 74344 at 28/100; Ottawa, OK market phase peak, Ottawa, OK prices +2.2% year over year.
- Ottawa, OK ranks #2,325 nationally (opportunity index); Ottawa, OK #68 in Oklahoma; Ottawa, OK index 26.6.
- Ottawa, OK: no CFPB county sample; Ottawa, OK non-metro area reading 1.4%.
- Ottawa, OK ZIP phases: 10 peak.
- Ottawa, OK residential listings tracked: 6 across 7 ZIPs; Ottawa, OK candidate listings 2.
- Ottawa, OK HUD assisted properties: 2 with 104 units.
- Ottawa, OK lenders on watch: 7; largest Ottawa, OK footprint Security Bank&Trust Co (4 branches).
- Ottawa, OK most distressed ZIP: 74344 at 28/100.
Ottawa, OK figures: DLRadar distress index; Ottawa, OK inputs: CFPB, FHFA, HUD, FDIC; Ottawa, OK rebuilt as sources refresh.
| Rank | Ottawa, OK ZIP | Score |
|---|---|---|
| 1 | 74344 | 28/100 |
| 2 | 74331 | 25/100 |
| 3 | 74333 | 19/100 |
| 4 | 74370 | 19/100 |
| 5 | 74354 | 18/100 |
| 6 | 74339 | 17/100 |
| 7 | 74343 | 17/100 |
| 8 | 74358 | 17/100 |
| 9 | 74360 | 17/100 |
| 10 | 74363 | 17/100 |
Most distressed Ottawa, OK ZIPs (0-100, 2026)
Mortgage delinquency around Ottawa, OK
No CFPB county sample covers Ottawa, OK; the non-metro area reading for Ottawa, OK: 1.4% ninety-plus; Ottawa, OK area thirty-to-eighty-nine 3.5% (December 2025, Ottawa, OK); Oklahoma overall 1.2%.
Opportunity index: Ottawa, OK
Ottawa, OK index 26.6, Ottawa, OK phase weak; Ottawa, OK primary driver vacancy, Ottawa, OK second driver bank institutional. Ottawa, OK components: property stress 14.7, foreclosure pressure 14.9, listing discounts 23.2, bank stress 54.0, insurance 0.0; Ottawa, OK pulse 30.0; Ottawa, OK capital opportunity 21.4; Ottawa, OK seven-day change +0.5%.
ZIP market phases inside Ottawa, OK
10 Ottawa, OK ZIPs carry a price-cycle phase; Ottawa, OK ZIPs by phase (Ottawa, OK), deepest drawdown first: peak, +1.4% YoY (Ottawa, OK): 74331; peak, +1.2% YoY (Ottawa, OK): 74333; peak, +2.2% YoY (Ottawa, OK): 74339, 74343, 74358, 74360, Ottawa, OK 74363; peak, +1.1% YoY (Ottawa, OK): 74344; peak, +2.1% YoY (Ottawa, OK): 74354, 74370.
Residential listings by Ottawa, OK ZIP
Ottawa, OK ZIPs with the most tracked Ottawa, OK residential listings: 74354 3 listings, 2 candidates, bank pressure 55; 74370 2 listings, 0 candidates, bank pressure 60; 74343 1 listings, 0 candidates, bank pressure 55; 74339 0 listings, 0 candidates, bank pressure 55 (Ottawa, OK); 74358 0 listings, 0 candidates, bank pressure 55; 74360 0 listings, 0 candidates, bank pressure 55; 74363 0 listings, 0 candidates, bank pressure 55. Ottawa, OK totals: 6 listings; Ottawa, OK candidates 2; active ZIPs 2.
HUD assisted housing in Ottawa, OK
2 assisted properties with 104 units sit in Ottawa, OK; largest Ottawa, OK properties: Pine Place Apartments (Miami) 80 units, 80 assisted; Hope Housing Of Miami (Miami) 24 units, 24 assisted.
Lenders with branches in Ottawa, OK
Ottawa, OK lenders by branch count: Security Bank&Trust Co (Ottawa, OK): stress 69, 4 branches low in Ottawa, OK; First Nb&T Co Of Miami (Ottawa, OK): stress 36, 3 branches low in Ottawa, OK; Welch Stb Of Welch Okla (Ottawa, OK): stress 59, 2 branches low in Ottawa, OK; Method Bank (Ottawa, OK): stress 65, 1 branch low in Ottawa, OK; City Nb&T Co Of Lawton Ok (Ottawa, OK): stress 46, 1 branch low in Ottawa, OK; International Bk Of Com (Ottawa, OK): stress 44, 1 branch low in Ottawa, OK; Grand Savings Bank (Ottawa, OK): stress 40, 1 branch low in Ottawa, OK.
Vacancy and permits, Ottawa, OK
1,780 of 13,701 Ottawa, OK housing units are vacant; Ottawa, OK permits, twelve months: 0 multifamily units in Ottawa, OK, 14 one-to-four unit units.
Work Ottawa, OK at the parcel level
Every Ottawa, OK parcel carries owner and address; every Ottawa, OK parcel carries APN; Ottawa, OK distress scores sit on the Ottawa, OK live board.
Ottawa, OK figures refresh with each source.
Ottawa, OK questions
Most distressed ZIP code in Ottawa County, OK?
ZIP 74344 leads Ottawa, OK at 28/100; next in Ottawa, OK: 74331 at 25/100; the Ottawa, OK average is 19/100.
Where does Ottawa County, OK rank for investment opportunity?
Ottawa, OK is #2,325 among all ranked counties, #68 in Oklahoma; the Ottawa, OK driver is vacancy; Ottawa, OK moved down 9 places.
How many mortgages are delinquent in Ottawa County, OK?
Ottawa, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Ottawa, OK.
Which banks lend in Ottawa County, OK?
7 watched lenders hold Ottawa, OK branches; the largest Ottawa, OK footprints are Security Bank&Trust Co (4), First Nb&T Co Of Miami (3), Welch Stb Of Welch Okla (2).
More on Ottawa, OK
Ottawa County, OK distress report: public-record figures for Ottawa, OK; not legal advice for Ottawa, OK; not tax or investment advice; verify every Ottawa, OK record before acting.