Ottawa County, OK: Home-Insurance Distress & Forced-Sale Pressure
Ottawa County, OK: 19/100 (low) home-insurance distress; Ottawa, OK band LOW; Ottawa, OK #2,340 of 3,222 counties; Ottawa, OK #53 of 77 in Oklahoma; raw Ottawa, OK 22.8; Ottawa, OK coverage multiplier 0.85.
FEMA hazard, Ottawa, OK: 0/100; Ottawa, OK declarations, three years: 3; Ottawa, OK five-year count 3 (severity 4.5); Ottawa, OK ten-year 3.
Declared incidents on the Ottawa, OK record: 2024 Tornado 2 (Ottawa, OK).
NFIP claims, Ottawa, OK, three years: 3; Ottawa, OK payouts $3,633; per Ottawa, OK claim $1,211; Ottawa, OK claim-stress 57/100.
Ottawa, OK monthly score: 19 in every month from March 2026 (Ottawa, OK) through October 2026.
Ottawa, OK components: NFIP claims 57; Ottawa, OK retreat index 19; Ottawa, OK climate multiplier 0.85.
Construction distress, Ottawa, OK: 30/100 as of August 2026 (Ottawa, OK: 30/100 one-to-four unit, 0/100 multifamily).
Ottawa, OK ZIPs, June 2026 (Ottawa, OK, 10 highest): score 0 (Ottawa, OK), climate 77 (Ottawa, OK): 74344; score 0 (Ottawa, OK), climate 72 (Ottawa, OK): 74331, 74370; score 0 (Ottawa, OK), climate 71 (Ottawa, OK): 74339, 74343, 74358, 74360, Ottawa, OK 74363; score 0 (Ottawa, OK), climate 70 (Ottawa, OK): 74354; score 0 (Ottawa, OK), climate 52 (Ottawa, OK): 74333.
DLRadar rescores Ottawa, OK monthly; Ottawa, OK readings join Ottawa, OK foreclosure, lien and ownership parcels (Ottawa, OK), so cost-squeezed Ottawa, OK owners surface before listing.
Inside Oklahoma, Ottawa County ranks 53rd of 77 counties for home-insurance distress at 19/100; Sequoyah County (20/100) sits just above Ottawa County, and Cherokee County (17/100) sits just below Ottawa County.
Deterministic. Every Ottawa County, OK signal traces to a public Ottawa dataset (FEMA, NFIP, Census for Ottawa, OK) · how insurance distress works in Ottawa, OK · methodology
FAQ: Ottawa County, OK insurance distress
What is the Ottawa County, OK home-insurance-distress score?
Ottawa, OK: 19/100 (LOW), #2,340 of 3,222, #53 in Oklahoma. FEMA hazard, Ottawa, OK: 0/100; NFIP stress, Ottawa, OK: 57/100; construction, Ottawa, OK: 30/100; Ottawa, OK rescores monthly.
Is Ottawa County insurance distress getting better or worse (OK)?
Ottawa, OK: 19 in March 2026; Ottawa, OK: 19 in October 2026 (unchanged); Ottawa, OK NFIP claims score 57.
How many flood-insurance claims has Ottawa County, OK had?
Ottawa, OK: 3 NFIP claims, three years; Ottawa, OK paid $3,633; per Ottawa, OK claim $1,211; carriers reprice Ottawa, OK against that record.
Which Ottawa County ZIP codes carry the most insurance distress (OK)?
Ottawa, OK, June 2026: 74344 at 0, 74331 at 0, 74370 at 0, 74339 at 0; Ottawa, OK climate scores there: 77, 72, 72, 71.
Why does Ottawa, OK insurance distress create sellers?
A Ottawa, OK premium outruns the Ottawa, OK budget; a carrier leaves Ottawa, OK; Ottawa, OK carrying cost passes plan; Ottawa, OK owners sell while current; Ottawa, OK insurance distress leads Ottawa, OK foreclosure data.