ZIP 74401 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 74401 (Muskogee County, Oklahoma) returns a low composite of 28/100. Structural risk reads 62/100 against active distress of 5/100. What sets it apart are the readings on structural risk (62/100), construction/permit lag (58/100), institutional ownership (40/100). By contrast, mortgage stress (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 21% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74401 scores 37/100. The tenure split is 55% owner-occupied to 45% rented. Around 16% of adults hold a bachelor's degree or higher. 16,015 residents call 74401 home, typically aged 39. Around 46% of renters are cost-burdened. Home values center near $149,300, an affordability ratio of 3.1× — accessible. At $39,767, median income runs below typical U.S. levels. There are about 7,795 housing units across 74401. 31.0% of residents fall below the poverty threshold.

Taken together, 74401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 74401 at the moment; the composite and its components are still built from verifiable records.

The 74401 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 74401 stays directly comparable to neighboring ZIPs and the rest of Muskogee County, Oklahoma. Sparse data for 74401 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 74401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 74401 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.