Wagoner County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wagoner County, OK distress report, 2026: 16 ZIPs scored in Wagoner, OK, Wagoner, OK average 25/100; the top Wagoner, OK ZIP is 74036 at 31/100; Wagoner, OK market phase peak, Wagoner, OK prices +3.6% year over year.
- Wagoner, OK ranks #1,190 nationally (opportunity index); Wagoner, OK #38 in Oklahoma; Wagoner, OK index 30.5.
- Wagoner, OK: no CFPB county sample; Wagoner, OK metro area reading 1.0%.
- Wagoner, OK ZIP phases: 16 peak.
- Wagoner, OK residential listings tracked: 93 across 7 ZIPs; Wagoner, OK candidate listings 10.
- Wagoner, OK HUD assisted properties: 4 with 369 units.
- Wagoner, OK lenders on watch: 7; largest Wagoner, OK footprint Bancfirst (3 branches).
- Wagoner, OK most distressed ZIP: 74036 at 31/100.
Wagoner, OK figures: DLRadar distress index; Wagoner, OK inputs: CFPB, FHFA, HUD, FDIC; Wagoner, OK rebuilt as sources refresh.
| Rank | Wagoner, OK ZIP | Score |
|---|---|---|
| 1 | 74036 | 31/100 |
| 2 | 74015 | 30/100 |
| 3 | 74403 | 28/100 |
| 4 | 74337 | 26/100 |
| 5 | 74352 | 26/100 |
| 6 | 74434 | 26/100 |
| 7 | 74436 | 26/100 |
| 8 | 74008 | 25/100 |
| 9 | 74108 | 25/100 |
| 10 | 74014 | 23/100 |
| 11 | 74429 | 23/100 |
| 12 | 74446 | 23/100 |
Most distressed Wagoner, OK ZIPs (0-100, 2026)
Mortgage delinquency around Wagoner, OK
No CFPB county sample covers Wagoner, OK; the metro area reading for Wagoner, OK (Tulsa, OK): 1.0% ninety-plus; Wagoner, OK area thirty-to-eighty-nine 2.4% (December 2025, Wagoner, OK); Oklahoma overall 1.2%.
Opportunity index: Wagoner, OK
Wagoner, OK index 30.5, Wagoner, OK phase watchlist; Wagoner, OK primary driver construction, Wagoner, OK second driver bank institutional. Wagoner, OK components: property stress 11.4, foreclosure pressure 11.2, listing discounts 44.4, bank stress 55.3, insurance 0.0; Wagoner, OK pulse 31.3; Wagoner, OK capital opportunity 29.2.
ZIP market phases inside Wagoner, OK
16 Wagoner, OK ZIPs carry a price-cycle phase; Wagoner, OK ZIPs by phase (Wagoner, OK), deepest drawdown first: peak, +3.6% YoY (Wagoner, OK): 74008, 74014, 74015, 74108, Wagoner, OK 74429, 74446, 74454, 74458, Wagoner, OK 74467, 74477; peak, +3.3% YoY (Wagoner, OK): 74036; peak, +1.4% YoY (Wagoner, OK): 74337; peak, +1.5% YoY (Wagoner, OK): 74352; peak, +2.3% YoY (Wagoner, OK): 74403; peak, +2.4% YoY (Wagoner, OK): 74434; peak, +2.7% YoY (Wagoner, OK): 74436.
Residential listings by Wagoner, OK ZIP
Wagoner, OK ZIPs with the most tracked Wagoner, OK residential listings: 74014 67 listings, 3 candidates, bank pressure 59; 74467 15 listings, 4 candidates, bank pressure 54; 74429 8 listings, 2 candidates, bank pressure 54; 74454 2 listings, 1 candidates, bank pressure 54 (Wagoner, OK); 74446 1 listings, 0 candidates, bank pressure 54; 74458 0 listings, 0 candidates, bank pressure 54; 74477 0 listings, 0 candidates, bank pressure 54. Wagoner, OK totals: 93 listings; Wagoner, OK candidates 10; active ZIPs 5.
HUD assisted housing in Wagoner, OK
4 assisted properties with 369 units sit in Wagoner, OK; largest Wagoner, OK properties: Oakmont Apartment Homes (Catoosa) 200 units; Autumn Woods (Wagoner) 100 units, 100 assisted; Coweta Apartments (Coweta) 60 units, 58 assisted in Wagoner, OK; Broken Arrow Voa Living Center (Broken Arrow) 9 units, 9 assisted.
Lenders with branches in Wagoner, OK
Wagoner, OK lenders by branch count: Bancfirst (Wagoner, OK): stress 51, 3 branches low in Wagoner, OK; Blue Sky Bank (Wagoner, OK): stress 73, 1 branch low in Wagoner, OK; Armstrong Bank (Wagoner, OK): stress 70, 1 branch low in Wagoner, OK; Rcb Bank (Wagoner, OK): stress 54, 1 branch low in Wagoner, OK; Fnb Coweta (Wagoner, OK): stress 50, 1 branch low in Wagoner, OK; First Bank (Wagoner, OK): stress 25, 1 branch low in Wagoner, OK; First Nb&T Co Broken Arrow (Wagoner, OK): stress 21, 1 branch low in Wagoner, OK.
Vacancy and permits, Wagoner, OK
2,799 of 34,178 Wagoner, OK housing units are vacant; Wagoner, OK permits, twelve months: 0 multifamily units in Wagoner, OK, 559 one-to-four unit units.
Work Wagoner, OK at the parcel level
Every Wagoner, OK parcel carries owner and address; every Wagoner, OK parcel carries APN; Wagoner, OK distress scores sit on the Wagoner, OK live board.
Wagoner, OK figures refresh with each source.
Wagoner, OK questions
Most distressed ZIP code in Wagoner County, OK?
ZIP 74036 leads Wagoner, OK at 31/100; next in Wagoner, OK: 74015 at 30/100; the Wagoner, OK average is 25/100.
Where does Wagoner County, OK rank for investment opportunity?
Wagoner, OK is #1,190 among all ranked counties, #38 in Oklahoma; the Wagoner, OK driver is construction; Wagoner, OK moved up 720 places.
How many mortgages are delinquent in Wagoner County, OK?
Wagoner, OK takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Wagoner, OK.
Which banks lend in Wagoner County, OK?
7 watched lenders hold Wagoner, OK branches; the largest Wagoner, OK footprints are Bancfirst (3), Blue Sky Bank (1), Armstrong Bank (1).
More on Wagoner, OK
Wagoner County, OK distress report: public-record figures for Wagoner, OK; not legal advice for Wagoner, OK; not tax or investment advice; verify every Wagoner, OK record before acting.