Wagoner County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wagoner County, Oklahoma? DLRadar grades every Wagoner County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Wagoner County breakdown.
- Wagoner County's most distressed ZIP is 74036 at 30/100.
- 16 ZIP codes tracked in Wagoner County, averaging 24/100 distress.
- Wagoner County reads peak — home values up 3.6% year over year.
- Vacancy runs 16.9% across Wagoner County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Wagoner County home is worth about $191,857 against a ~$76,250 median income.
- Lending headwind in Wagoner County sits at 19/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74036 | 30/100 |
| 2 | 74015 | 29/100 |
| 3 | 74403 | 27/100 |
| 4 | 74434 | 25/100 |
| 5 | 74436 | 25/100 |
| 6 | 74008 | 24/100 |
| 7 | 74108 | 24/100 |
| 8 | 74014 | 23/100 |
| 9 | 74337 | 23/100 |
| 10 | 74352 | 23/100 |
| 11 | 74429 | 23/100 |
| 12 | 74446 | 23/100 |
Most distressed ZIP codes in Wagoner County (composite distress 0-100, 2026)
What is driving Wagoner County distress
Wagoner County's placement in the national index rests on public filings — a 24/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Wagoner County market phase and pricing
Phase for Wagoner County: peak (+3.6% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Wagoner County
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What people ask
What is the hardest-hit ZIP in Wagoner County?
ZIP 74036 leads Wagoner County at 30/100, recomputed monthly from public records.
Where is Wagoner County in the housing cycle?
The market phase for Wagoner County is peak, prices rising 3.6% on the year — derived from the FHFA House Price Index path.
How is the Wagoner County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Wagoner County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Wagoner County ZIP codes?
The county figure is a blend, not a description. Across the Wagoner County ZIPs DLRadar ranks, scores run from 30/100 in 74036 down to 23/100 in 74446, against a Wagoner County average of 24/100. Those 7 points separate the ZIPs worth working in Wagoner County from the rest.
What do Wagoner County home values and vacancy say about distressed supply?
The typical Wagoner County home carries about $191,857 of value against a median household income near $76,250. Vacancy across Wagoner County's tracked ZIPs runs 16.9% and the poverty rate is 13.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Wagoner County's filings and its 19/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.