Wagoner County, OK: Home-Insurance Distress & Forced-Sale Pressure
Wagoner County, OK: 25/100 (moderate) home-insurance distress; Wagoner, OK band LOW; Wagoner, OK #1,943 of 3,222 counties; Wagoner, OK #39 of 77 in Oklahoma; raw Wagoner, OK 29.5; Wagoner, OK coverage multiplier 0.85.
FEMA hazard, Wagoner, OK: 0/100; Wagoner, OK declarations, three years: 3; Wagoner, OK five-year count 6 (severity 7.5); Wagoner, OK ten-year 6.
Declared incidents on the Wagoner, OK record: 2024 Tornado 2; 2023 Severe Storm 1 (Wagoner, OK).
NFIP claims, Wagoner, OK, three years: 7; Wagoner, OK payouts $107,957; per Wagoner, OK claim $15,422; Wagoner, OK claim-stress 74/100.
Wagoner, OK monthly score fell, 26 (March 2026) to 25 (October 2026); Wagoner, OK by month: March 26, April 26, May 25, June 25 (Wagoner, OK), July 25, August 25, September 25, October 25.
Wagoner, OK components: NFIP claims 74; Wagoner, OK retreat index 25; Wagoner, OK climate multiplier 0.85.
Construction distress, Wagoner, OK: 68/100 as of August 2026 (Wagoner, OK: 68/100 one-to-four unit, 6/100 multifamily).
Wagoner, OK ZIPs, June 2026 (Wagoner, OK, 16 highest): score 0 (Wagoner, OK), climate 97 (Wagoner, OK): 74008; score 0 (Wagoner, OK), climate 95 (Wagoner, OK): 74108; score 0 (Wagoner, OK), climate 79 (Wagoner, OK): 74015, 74036, 74403; score 0 (Wagoner, OK), climate 77 (Wagoner, OK): 74434, 74436; score 0 (Wagoner, OK), climate 75 (Wagoner, OK): 74014, 74429, 74446, 74454, Wagoner, OK 74458, 74467, 74477; score 0 (Wagoner, OK), climate 74 (Wagoner, OK): 74352; score 0 (Wagoner, OK), climate 73 (Wagoner, OK): 74337.
DLRadar rescores Wagoner, OK monthly; Wagoner, OK readings join Wagoner, OK foreclosure, lien and ownership parcels (Wagoner, OK), so cost-squeezed Wagoner, OK owners surface before listing.
Inside Oklahoma, Wagoner County ranks 39th of 77 counties for home-insurance distress at 25/100; Pittsburg County (25/100) sits just above Wagoner County, and Mccurtain County (24/100) sits just below Wagoner County.
Deterministic. Every Wagoner County, OK signal traces to a public Wagoner dataset (FEMA, NFIP, Census for Wagoner, OK) · how insurance distress works in Wagoner, OK · methodology
FAQ: Wagoner County, OK insurance distress
What is the Wagoner County, OK home-insurance-distress score?
Wagoner, OK: 25/100 (LOW), #1,943 of 3,222, #39 in Oklahoma. FEMA hazard, Wagoner, OK: 0/100; NFIP stress, Wagoner, OK: 74/100; construction, Wagoner, OK: 68/100; Wagoner, OK rescores monthly.
Is Wagoner County insurance distress getting better or worse (OK)?
Wagoner, OK: 26 in March 2026; Wagoner, OK: 25 in October 2026 (better); Wagoner, OK NFIP claims score 74.
How many flood-insurance claims has Wagoner County, OK had?
Wagoner, OK: 7 NFIP claims, three years; Wagoner, OK paid $107,957; per Wagoner, OK claim $15,422; carriers reprice Wagoner, OK against that record.
Which Wagoner County ZIP codes carry the most insurance distress (OK)?
Wagoner, OK, June 2026: 74008 at 0, 74108 at 0, 74015 at 0, 74036 at 0; Wagoner, OK climate scores there: 97, 95, 79, 79.
Why does Wagoner, OK insurance distress create sellers?
A Wagoner, OK premium outruns the Wagoner, OK budget; a carrier leaves Wagoner, OK; Wagoner, OK carrying cost passes plan; Wagoner, OK owners sell while current; Wagoner, OK insurance distress leads Wagoner, OK foreclosure data.