Cleveland County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cleveland County, Oklahoma? DLRadar grades every Cleveland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Cleveland County breakdown.
- Cleveland County's most distressed ZIP is 74852 at 34/100.
- 23 ZIP codes tracked in Cleveland County, averaging 31/100 distress.
- Cleveland County reads peak — home values up 1.5% year over year.
- Vacancy runs 8% across Cleveland County's tracked ZIPs, with a 17.9% poverty rate.
- The typical Cleveland County home is worth about $227,195 against a ~$75,120 median income.
- Lending headwind in Cleveland County sits at 55/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74852 | 34/100 |
| 2 | 74878 | 34/100 |
| 3 | 73020 | 33/100 |
| 4 | 73135 | 33/100 |
| 5 | 73139 | 33/100 |
| 6 | 73149 | 33/100 |
| 7 | 73150 | 33/100 |
| 8 | 73159 | 33/100 |
| 9 | 73169 | 33/100 |
| 10 | 74857 | 32/100 |
| 11 | 74851 | 31/100 |
| 12 | 73019 | 30/100 |
Most distressed ZIP codes in Cleveland County (composite distress 0-100, 2026)
What is driving Cleveland County distress
Cleveland County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 31/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Cleveland County market phase and pricing
DLRadar places Cleveland County in peak; prices moved up 1.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Cleveland County
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Questions about this county
Where is distress highest inside Cleveland County, OK?
ZIP 74852 leads Cleveland County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Cleveland County at?
Cleveland County reads peak, with home prices up 1.5% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Cleveland County data come from?
Each Cleveland County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 23 local ZIPs and every other county in the country.
How much do distress scores vary between Cleveland County ZIP codes?
One county number flattens a wide range. Across the Cleveland County ZIPs DLRadar ranks, scores run from 34/100 in 74852 down to 30/100 in 73019, against a Cleveland County average of 31/100. That 4-point gap is why acquisition targeting in Cleveland County works at ZIP level rather than county level.
What do Cleveland County home values and vacancy say about distressed supply?
The typical Cleveland County home carries about $227,195 of value against a median household income near $75,120. Vacancy across Cleveland County's tracked ZIPs runs 8% and the poverty rate is 17.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cleveland County's foreclosure and lien data and its 55/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.