Industrial&Commercial Bk Chi (FDIC #24387): Bank Stress & Real-Estate Credit Exposure
Industrial&Commercial Bk Chi (FDIC Cert #24387): bank stress 51/100, moderate, STABLE over 7 days; parent CHINA INVESTMENT CORP.
Industrial&Commercial Bk Chi (#24387) lends in 7 counties across 2 states; Industrial&Commercial Bk Chi (#24387) reaches 593 ZIP codes: California 4 counties, 417 ZIPs; New York 3 counties, 176 ZIPs.
Industrial&Commercial Bk Chi (#24387) largest markets: Los Angeles County, CA (1,520 branches, 304 ZIPs) (#24387), New York County, NY (140 branches, 70 ZIPs) (#24387), Queens County, NY (68 branches, 68 ZIPs) (#24387), Alameda County, CA (53 branches, 53 ZIPs) (#24387), Kings County, NY (40 branches, 40 ZIPs) (#24387), San Mateo County, CA (31 branches, 31 ZIPs) (#24387).
Industrial&Commercial Bk Chi (#24387) reports $2.86 billion in total assets; Industrial&Commercial Bk Chi (#24387) equity $498.5 million (17.4% of Industrial&Commercial Bk Chi (#24387) assets); Industrial&Commercial Bk Chi (#24387) domestic deposits $2.21 billion; Industrial&Commercial Bk Chi (#24387) net income $9.6 million; Industrial&Commercial Bk Chi (#24387) return on assets 0.67%; Industrial&Commercial Bk Chi (#24387) return on equity 3.88%; Industrial&Commercial Bk Chi (#24387) net interest income $45.0 million; Industrial&Commercial Bk Chi (#24387) call report June 30, 2026.
Industrial&Commercial Bk Chi (#24387) noncurrent real-estate loans: none reported; Industrial&Commercial Bk Chi (#24387) net charge-offs on real estate 7.47%; Industrial&Commercial Bk Chi (#24387) multifamily charge-offs 4.10%; Industrial&Commercial Bk Chi (#24387) residential charge-offs 13.79%.
Industrial&Commercial Bk Chi (#24387) net interest margin 3.22% against an eight-quarter Industrial&Commercial Bk Chi (#24387) average of 3.05% (Industrial&Commercial Bk Chi (#24387) compression -0.17 points); Industrial&Commercial Bk Chi (#24387) non-residential real estate 1379.2% of equity; Industrial&Commercial Bk Chi (#24387) rate-exposure score 40/100, Industrial&Commercial Bk Chi (#24387) fixed-rate trap 40/100; Industrial&Commercial Bk Chi (#24387) risk type credit driven; Industrial&Commercial Bk Chi (#24387) rate regime rates elevated, Industrial&Commercial Bk Chi (#24387) snapshot October 20, 2026.
Industrial&Commercial Bk Chi (#24387) stress score moved from 52.9 on June 22, 2026 to 51 on October 20, 2026; Industrial&Commercial Bk Chi (#24387) ranged 51 to 52.9 over 117 snapshots.
Industrial&Commercial Bk Chi (#24387) alerts: 7 counties; top Industrial&Commercial Bk Chi (#24387) alert scores: New York County, NY 41 (moderate); Brooklyn County, NY 20 (low); Flushing County, NY 20 (low); Oakland County, NY 20 (low); San Francisco County, NY 20 (low).