State Bank Of India Ca (FDIC #23998): Bank Stress & Real-Estate Credit Exposure

State Bank Of India Ca (FDIC Cert #23998): bank stress 56/100, moderate, STABLE over 7 days; parent STATE BANK OF INDIA.

State Bank Of India Ca (#23998) lends in 5 counties across 1 state; State Bank Of India Ca (#23998) reaches 595 ZIP codes: California 5 counties, 595 ZIPs.

State Bank Of India Ca (#23998) largest markets: Los Angeles County, CA (1,216 branches, 304 ZIPs) (#23998), San Diego County, CA (116 branches, 116 ZIPs) (#23998), Santa Clara County, CA (63 branches, 63 ZIPs) (#23998), Fresno County, CA (60 branches, 60 ZIPs) (#23998), Alameda County, CA (53 branches, 53 ZIPs) (#23998).

State Bank Of India Ca (#23998) reports $1.38 billion in total assets; State Bank Of India Ca (#23998) equity $186.8 million (13.5% of State Bank Of India Ca (#23998) assets); State Bank Of India Ca (#23998) domestic deposits $1.18 billion; State Bank Of India Ca (#23998) net income $7.5 million; State Bank Of India Ca (#23998) return on assets 1.10%; State Bank Of India Ca (#23998) return on equity 8.16%; State Bank Of India Ca (#23998) net interest income $18.9 million; State Bank Of India Ca (#23998) call report June 30, 2026.

State Bank Of India Ca (#23998) noncurrent real-estate loans: none reported; State Bank Of India Ca (#23998) net charge-offs on real estate 1.91%; State Bank Of India Ca (#23998) residential charge-offs 2.12%.

State Bank Of India Ca (#23998) net interest margin 2.84% against an eight-quarter State Bank Of India Ca (#23998) average of 2.81% (State Bank Of India Ca (#23998) compression -0.03 points); State Bank Of India Ca (#23998) non-residential real estate 211.7% of equity; State Bank Of India Ca (#23998) rate-exposure score 40/100, State Bank Of India Ca (#23998) fixed-rate trap 40/100; State Bank Of India Ca (#23998) risk type credit driven; State Bank Of India Ca (#23998) rate regime rates elevated, State Bank Of India Ca (#23998) snapshot October 19, 2026.

State Bank Of India Ca (#23998) stress score moved from 50.8 on June 22, 2026 to 56.3 on October 19, 2026; State Bank Of India Ca (#23998) ranged 50.8 to 56.3 over 116 snapshots.

State Bank Of India Ca (#23998) alerts: 5 counties; top State Bank Of India Ca (#23998) alert scores: San Diego County, CA 39 (moderate); Fresno County, CA 36 (moderate); Fremont County, CA 20 (low); Sunnyvale County, CA 20 (low); Woodland Hills County, CA 20 (low).