C3bank National Assn (FDIC #25249): Bank Stress & Real-Estate Credit Exposure
C3bank National Assn (FDIC Cert #25249): bank stress 68/100, elevated, STABLE over 7 days; parent C3 BCORP.
C3bank National Assn (#25249) lends in 3 counties across 2 states; C3bank National Assn (#25249) reaches 227 ZIP codes: California 2 counties, 190 ZIPs; Tennessee 1 county, 37 ZIPs.
C3bank National Assn (#25249) largest markets: San Diego County, CA (232 branches, 116 ZIPs) (#25249), Riverside County, CA (76 branches, 76 ZIPs) (#25249), Davidson County, TN (37 branches, 37 ZIPs) (#25249).
C3bank National Assn (#25249) reports $949.3 million in total assets; C3bank National Assn (#25249) equity $93.7 million (9.9% of C3bank National Assn (#25249) assets); C3bank National Assn (#25249) domestic deposits $836.4 million; C3bank National Assn (#25249) net income $5.4 million; C3bank National Assn (#25249) return on assets 1.14%; C3bank National Assn (#25249) return on equity 11.68%; C3bank National Assn (#25249) net interest income $16.8 million; C3bank National Assn (#25249) call report June 30, 2026.
C3bank National Assn (#25249) noncurrent real-estate loans: none reported; C3bank National Assn (#25249) net charge-offs on real estate 0.00%.
C3bank National Assn (#25249) net interest margin 3.69% against an eight-quarter C3bank National Assn (#25249) average of 3.69% (C3bank National Assn (#25249) compression 0.00 points); C3bank National Assn (#25249) rate-exposure score 40/100, C3bank National Assn (#25249) fixed-rate trap 40/100; C3bank National Assn (#25249) risk type credit driven; C3bank National Assn (#25249) rate regime rates elevated, C3bank National Assn (#25249) snapshot October 19, 2026.
C3bank National Assn (#25249) stress score moved from 63.7 on June 22, 2026 to 68.1 on October 19, 2026; C3bank National Assn (#25249) ranged 63.7 to 68.1 over 116 snapshots.
C3bank National Assn (#25249) alerts: 3 counties; top C3bank National Assn (#25249) alert scores: Riverside County, CA 41 (moderate); Nashville County, CA 22 (low); San Marcos County, CA 22 (low).