Axos Bank (FDIC #35546): Bank Stress & Real-Estate Credit Exposure
Axos Bank (FDIC Cert #35546): bank stress 48/100, moderate, STABLE over 7 days; parent AXOS FINANCIAL INC.
Axos Bank (#35546) lends in 3 counties across 3 states; Axos Bank (#35546) reaches 234 ZIP codes: California 1 county, 116 ZIPs; Nevada 1 county, 76 ZIPs; Utah 1 county, 42 ZIPs.
Axos Bank (#35546) largest markets: San Diego County, CA (116 branches, 116 ZIPs) (#35546), Clark County, NV (76 branches, 76 ZIPs) (#35546), Salt Lake County, UT (42 branches, 42 ZIPs) (#35546).
Axos Bank (#35546) reports $28.87 billion in total assets; Axos Bank (#35546) equity $2.81 billion (9.7% of Axos Bank (#35546) assets); Axos Bank (#35546) domestic deposits $24.83 billion; Axos Bank (#35546) net income $303.2 million; Axos Bank (#35546) return on assets 2.16%; Axos Bank (#35546) return on equity 22.41%; Axos Bank (#35546) net interest income $620.6 million; Axos Bank (#35546) call report June 30, 2026.
Axos Bank (#35546) noncurrent real-estate loans 0.01% of its book; Axos Bank (#35546) multifamily 0.11%; Axos Bank (#35546) net charge-offs on real estate 0.67%; Axos Bank (#35546) multifamily charge-offs 0.14%; Axos Bank (#35546) residential charge-offs 0.11%.
Axos Bank (#35546) net interest margin 4.69% against an eight-quarter Axos Bank (#35546) average of 4.80% (Axos Bank (#35546) compression 0.11 points); Axos Bank (#35546) real-estate loans 0.8% of equity; Axos Bank (#35546) non-residential real estate 10.6% of equity; Axos Bank (#35546) rate-exposure score 40/100, Axos Bank (#35546) fixed-rate trap 40/100; Axos Bank (#35546) risk type credit driven; Axos Bank (#35546) rate regime rates elevated, Axos Bank (#35546) snapshot October 19, 2026.
Axos Bank (#35546) stress score moved from 47.4 on June 22, 2026 to 48.4 on October 20, 2026; Axos Bank (#35546) ranged 47.4 to 48.4 over 117 snapshots.
Axos Bank (#35546) alerts: 3 counties; top Axos Bank (#35546) alert scores: San Diego County, CA 38 (moderate); Las Vegas County, CA 19 (low); Sandy County, CA 19 (low).