Imperial County, CA: Foreclosures, Tax Liens & Distressed Properties
Imperial County, CA, California: 18 ZIP codes scored, Imperial County, CA averaging 20/100 (low, Imperial, CA), from 18 to 36. Imperial County, CA is in its peak phase (Imperial, CA confidence 29/100): Imperial, CA home prices up 2.7% (Imperial, CA) over twelve months. Imperial County, CA lender headwind: 19/100.
Highest-scoring Imperial County, CA ZIPs: 92225 (36/100), 92274 (31/100), 92004 (28/100), 92222 (18/100), 92227 (18/100), 92231 (18/100). Also scored in Imperial County, CA: 92233, 92243, 92249, 92250, 92251, 92257, 92259, 92266, 92273, 92275.
Across Imperial County, CA's scored ZIPs: median home value $247,044, household income $57,346, 25.8% vacancy, 22.4% poverty, 58% owner-occupied, median age 38.7.
Imperial County, CA insurance distress 0/100 (#2,518 in the US); FEMA hazard 0/100 for Imperial, CA; Imperial, CA construction distress 34/100.
6 banks with 9 branches lend in Imperial County, CA; Imperial, CA weighted bank stress 66/100, highest 76/100 in Imperial, CA.
Imperial County, CA unemployment 21.9% (Imperial, CA +4.3 pts, six months); 233 new housing units permitted in Imperial County, CA over twelve months, Imperial, CA up 17% from 199; Imperial, CA home prices +9.6% a year (Imperial, CA) over three years.
58,044 housing units in Imperial County, CA; 21,112 Imperial, CA renter households; 49% of Imperial, CA renters spend 30%+ of income on rent, 26% (Imperial, CA) half or more.
Imperial County, CA ranks #2,664 nationally on the opportunity index (Imperial, CA, among all ranked counties); Imperial, CA scores 25.1/100 and Imperial, CA sits #39 inside California. Imperial, CA is in the weak opportunity phase; Imperial, CA's primary driver is vacancy, Imperial, CA second driver bank institutional; Imperial, CA moved down 246 places. 6 short-sale listings across Imperial, CA; 128 days on market observed in Imperial, CA; 14.3% vacancy over 18 Imperial, CA ZIPs.
0.6% of Imperial County, CA mortgages were ninety-plus days late in December 2025; Imperial, CA's thirty-to-eighty-nine-day share was 3.0% (CFPB county sample). Imperial, CA's ninety-day rate is down 0.8 points on twelve months earlier; the Imperial, CA peak since 2008 was 11.3% in March 2010; California overall reads 0.5%.
Imperial County, CA has 1 watched bank; 1 Imperial, CA bank sits in an elevated band. Imperial, CA footprints: Mechanics Bank (3 branches, stress 59) in Imperial, CA.
HUD lists 12 assisted multifamily properties in Imperial County, CA with 768 units; 87 Imperial, CA units are assisted, 2 Imperial, CA properties under project-based Section 8.
8,400 of the 58,044 housing units in Imperial, CA sit vacant. Imperial County, CA permitted 13 multifamily units in twelve months; Imperial, CA's one-to-four unit structures added 220 units in Imperial County, CA.