ZIP 92004 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · High Vacancy market
ZIP 92004's composite property-distress score is 28/100 - DLRadar classes that as low for San Diego County, California. It additionally carries heavy environmental risk: climate & FEMA risk (98/100). Structural risk reads 63/100 against active distress of 4/100. What sets it apart are the readings on construction/permit lag (64/100), structural risk (63/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (13/100).
Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 15% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.
73% of housing is owner-occupied. 2.4% of residents fall below the poverty threshold. A median home runs $390,400 here, or 5.3 times local income. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 2,838 housing units. Around 29% of adults hold a bachelor's degree or higher. Rent burden reaches 14% of tenant households. About 3,030 people live here, median age 61. At $71,582, median income runs near typical U.S. levels. The vacancy rate is 43.5% — elevated.
On the whole, 92004 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 92004 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 92004 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 92004 stays directly comparable to neighboring ZIPs and the rest of San Diego County, California. The score is rebuilt from public data as it updates, so 92004 reflects the current record instead of a stale or modeled snapshot.
The 28/100 figure for 92004 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 92004 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 92004
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 92004 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
San Diego County ZIPs near 92004
Nearest ZIP codes to 92004
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to San Diego County, California — ZIP, county and statewide.
The complete 92004 distress and acquisition report
See who owns each distressed property in 92004, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology