ZIP 92004 Property Distress & Foreclosure Data

Composite property distress in 92004 (San Diego County, California) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100). The latent-versus-live split is 61/100 structural and 4/100 already moving. The sharpest non-environmental signals are structural risk (61/100), construction/permit lag (50/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (13/100) register low.

The market reads peak — home values rose 4.7% year on year, and 15% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Owners hold 73% of homes, renters 27%. 2.4% of residents fall below the poverty threshold. Home values center near $390,400, an affordability ratio of 5.3×. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 2,838 housing units. Educational attainment sits at 29% bachelor's-or-above. Around 14% of renters are cost-burdened. About 3,030 people live here, median age 61. Median household income is $71,582, near the U.S. median near $78,000. The vacancy rate is 43.5% — elevated.

Net-net, 92004 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.