ZIP 92036 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · High Vacancy market
DLRadar grades ZIP 92036 (San Diego County, California) at a moderate 34/100 for overall property distress. Structural risk reads 77/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100)).
Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 9% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $591,400 (7.6× income, severely stretched). On demographic stress specifically, 92036 scores 41/100. 3,128 residents call 92036 home, typically aged 54. Around 33% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. The vacancy rate is 36.1% — elevated. Educational attainment sits at 37% bachelor's-or-above. Roughly 10.4% live below the poverty line. There are about 2,315 housing units across 92036. At $71,875, median income runs near typical U.S. levels.
Taken together, 92036 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 92036 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 92036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. 92036 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 34/100 figure for 92036 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 92036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 92036
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 92036 distress snapshot
The live 92036 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in San Diego County
Related reports across San Diego County, California
Related ZIP, county and statewide reads linked to San Diego County, California.
See every distressed parcel in 92036
The full 92036 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology