ZIP 92086 Property Distress & Foreclosure Data

Composite property distress in 92086 (San Diego County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 75/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)).

The peak-phase market in 92086 posted values that rose 1.5% over the year, and 1% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $68,224 — below the roughly $78,000 national figure. Population is roughly 1,410 with a median age of 61. The tenure split is 86% owner-occupied to 15% rented. The vacancy rate is 19.8% — elevated. On demographic stress specifically, 92086 scores 48/100. About 37% have a four-year degree. Around 100% of renters are cost-burdened. A median home runs $385,800 here, or 6.3 times local income. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 758 housing units.

On the whole, 92086 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.