ZIP 92086 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 92086 (San Diego County, California) lands at 34/100 — moderate on DLRadar's distress scoring. Property-level stress concentrates in structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100). The split runs 76/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100).

Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 1% higher over three years (phase confidence 11/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $68,224, median income runs below typical U.S. levels. Population is roughly 1,410 with a median age of 61. Owners hold 86% of homes, renters 15%. The vacancy rate is 19.8% — elevated. DLRadar's demographic-stress index for the area reads 48/100. Around 37% of adults hold a bachelor's degree or higher. Rent burden reaches 100% of tenant households. A median home runs $385,800 here, or 6.3 times local income. 18.4% of residents fall below the poverty threshold. The ZIP holds roughly 758 housing units.

On the whole, 92086 leans distressed, with opportunity clustered in specific stressed parcels. 92086 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 92086 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 92086 stays directly comparable to neighboring ZIPs and the rest of San Diego County, California. Where the record is thin for 92086, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 figure for 92086 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 92086 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.