ZIP 92103 Property Distress & Foreclosure Data

Composite property distress in 92103 (San Diego County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 1.5% year on year, and 24% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Home values center near $1,061,200, an affordability ratio of 10.2× — stretched. Around 39% of renters are cost-burdened. Median household income is $96,887, above the U.S. median near $78,000. Educational attainment sits at 63% bachelor's-or-above. 9.2% of residents fall below the poverty threshold. The ZIP holds roughly 21,746 housing units. DLRadar's demographic-stress index for the area reads 49/100. About 34,817 people live here, median age 42. The vacancy rate is 8.4%. Owners hold 35% of homes, renters 65%.

Net-net, 92103 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.