ZIP 92107 Property Distress & Foreclosure Data

DLRadar grades ZIP 92107 (San Diego County, California) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 75/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 92107 posted values that rose 1.5% over the year, and 21% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $107,262 — above the roughly $78,000 national figure. Around 43% of renters are cost-burdened. The ZIP holds roughly 14,853 housing units. The vacancy rate is 6.6%. Roughly 8.1% live below the poverty line. On demographic stress specifically, 92107 scores 49/100. Population is roughly 29,789 with a median age of 36. The tenure split is 37% owner-occupied to 63% rented. About 62% have a four-year degree. A median home runs $1,379,900 here, or 11.4 times local income.

On balance 92107 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.