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ZIP 92115 Foreclosure, Tax-Lien & Distress Report

San Diego County, California · High Poverty market

Scored on a fixed 0-100 scale, 92115 (San Diego County, California) returns a moderate composite of 34/100. The latent-versus-live split is 76/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100).

The neutral-phase market in 92115 posted values that rose 2.0% over the year, and 13% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 64,011 people live here, median age 29. Vacancy runs 7.3%. Home values center near $799,200, an affordability ratio of 9.6× — stretched. Around 39% of adults hold a bachelor's degree or higher. The tenure split is 40% owner-occupied to 60% rented. There are about 24,035 housing units across 92115. 20.7% of residents fall below the poverty threshold. Rent burden reaches 56% of tenant households. The demographic-stress sub-score lands at 55/100. At $75,178, median income runs near typical U.S. levels.

Taken together, 92115 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 92115 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 92115's 34/100 can be lined up against any neighbor in San Diego County, California or any ZIP coast to coast. 92115 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 92115's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 92115 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

34/100
Composite stress
76/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 92115

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk100
9 further distress layers are graded for 92115

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 92115 distress snapshot

A live read on 92115: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in San Diego County

Nearest ZIP codes to 92115

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Keep going: ZIP, county and state distress coverage for San Diego County, California.

The complete 92115 distress and acquisition report

Every distressed parcel in 92115 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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