ZIP 92114 Property Distress & Foreclosure Data

ZIP code 92114 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 15% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 43/100. The ZIP holds roughly 18,819 housing units. Around 51% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. At $90,171, median income runs above typical U.S. levels. 70% of housing is owner-occupied. The vacancy rate is 3.0%. 64,820 residents call 92114 home, typically aged 38. The poverty rate is 11.8%. The typical home is worth about $649,200 (6.7× income).

Overall, 92114 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.