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ZIP 92139 Foreclosure, Tax-Lien & Distress Report

San Diego County, California · Distress market

San Diego County, California's ZIP 92139 registers 34/100 composite distress, which DLRadar reads as moderate. The split runs 76/100 structural to 6/100 active on the ground. Leading the profile are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (99/100)).

Prices here sit in a neutral phase: values rose 2.0% over the trailing year, and 18% higher over three years (phase confidence 11/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

60% of housing is owner-occupied. A median home runs $630,800 here, or 6.5 times local income. Households earn a median $92,381 — above the roughly $78,000 national figure. 7.4% of residents fall below the poverty threshold. Population is roughly 34,780 with a median age of 37. The vacancy rate is 5.5%. The ZIP holds roughly 10,642 housing units. The demographic-stress sub-score lands at 42/100. Around 48% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above.

Net-net, 92139 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 92139 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 92139's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 92139 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 34/100 for 92139 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 92139 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

34/100
Composite stress
76/100
Structural risk
6/100
Distress activity

What is driving ZIP 92139’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk100
9 further distress layers are graded for 92139

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 92139 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 92139, the same set carried on every parcel.

Loading ZIP 92139 stress data…

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Rules-based scoring — each signal ties to a public dataset · methodology

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