ZIP 92154 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92154 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 75/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 1.5% year on year, and 11% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 52% of renters are cost-burdened. 11.1% of residents fall below the poverty threshold. Median household income is $90,035, above the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 44/100. Home values center near $639,200, an affordability ratio of 6.7×. About 82,832 people live here, median age 36. Owners hold 60% of homes, renters 40%. The ZIP holds roughly 24,304 housing units. The vacancy rate is 3.5%.

Net-net, 92154 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.