ZIP 92145 Foreclosure, Tax-Lien & Distress Report
San Diego County, California · Distress market
ZIP 92145's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Diego County, California. Its standout signals are structural risk (76/100), construction/permit lag (65/100), institutional ownership (50/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (99/100). Structurally it carries 76/100, against 0/100 of stress already in motion.
The neutral-phase market in 92145 posted values that rose 2.0% over the year (phase confidence 11/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 2,583 people live here, median age 22. About 14% have a four-year degree. DLRadar's demographic-stress index for the area reads 94/100.
Net-net, 92145 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 92145 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 92145 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 92145 shows blanks, not estimates, wherever the record is sparse.
Behind 92145's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 92145 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 92145
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
92145 at a glance
Current distress, phase, housing and lender-pressure figures for 92145, drawn from the same report attached to each property.
Other San Diego County ZIP codes
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See every distressed parcel in 92145
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Deterministic scoring, sourced entirely from public data · methodology