ZIP 92121 Property Distress & Foreclosure Data

Composite property distress in 92121 (San Diego County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). The latent-versus-live split is 75/100 structural and 6/100 already moving.

The market reads peak — home values rose 1.5% year on year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $135,795, above the U.S. median near $78,000. 16.8% of residents fall below the poverty threshold. Home values center near $1,085,200, an affordability ratio of 8.0× — stretched. Educational attainment sits at 75% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 44/100. About 4,157 people live here, median age 33. Around 48% of renters are cost-burdened. Owners hold 49% of homes, renters 51%. The ZIP holds roughly 1,702 housing units. The vacancy rate is 7.2%.

Net-net, 92121 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.