ZIP 92129 Property Distress & Foreclosure Data

In San Diego County, California, ZIP 92129 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 75/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 25% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 45% of renters are cost-burdened. The poverty rate is 5.0% — low. At $152,626, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 36/100. Around 64% of adults hold a bachelor's degree or higher. The typical home is worth about $1,109,600 (6.7× income). 53,080 residents call 92129 home, typically aged 41. 73% of housing is owner-occupied. The vacancy rate is 3.0%. The ZIP holds roughly 19,346 housing units.

Overall, 92129 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.