ZIP 92131 Property Distress & Foreclosure Data

San Diego County, California's ZIP 92131 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)). The most distinctive pressure shows up in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 75/100 against active distress of 6/100.

The peak-phase market in 92131 posted values that rose 1.5% over the year, and 2% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 35,831 with a median age of 43. The tenure split is 81% owner-occupied to 19% rented. A median home runs $1,189,100 here, or 6.1 times local income. On demographic stress specifically, 92131 scores 31/100. Households earn a median $181,281 — above the roughly $78,000 national figure. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 3.6%. There are about 13,512 housing units across 92131. About 71% have a four-year degree. Rent burden reaches 39% of tenant households.

On balance 92131 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.