ZIP 92071 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 92071 (San Diego County, California) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)). On the structural side it scores 75/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 92071 posted values that rose 1.5% over the year, and 14% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $105,603 — above the roughly $78,000 national figure. Around 53% of renters are cost-burdened. Roughly 8.5% live below the poverty line. A median home runs $728,900 here, or 6.2 times local income. The ZIP holds roughly 21,946 housing units. About 33% have a four-year degree. The tenure split is 72% owner-occupied to 28% rented. On demographic stress specifically, 92071 scores 39/100. Population is roughly 59,739 with a median age of 40. The vacancy rate is 3.2%.

On balance 92071 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.