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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 91941 Foreclosure, Tax-Lien & Distress Report

San Diego County, California · High Value market

San Diego County, California's ZIP 91941 registers 34/100 composite distress, which DLRadar reads as moderate. The latent-versus-live split is 77/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100).

The market reads neutral — home values rose 2.0% year on year, and 17% higher over three years (phase confidence 11/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

33,706 residents call 91941 home, typically aged 41. Vacancy runs 4.2%. There are about 13,184 housing units across 91941. Owners hold 66% of homes, renters 34%. The demographic-stress sub-score lands at 43/100. The poverty rate is 7.0% — low. Median household income is $111,607, above the U.S. median near $78,000. About 46% have a four-year degree. Home values center near $928,700, an affordability ratio of 7.9× — stretched. Around 51% of renters are cost-burdened.

Net-net, 91941 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 91941 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 91941 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 91941 can be compared directly against any other ZIP in San Diego County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 91941 shows blanks, not estimates, wherever the record is sparse.

The 34/100 figure for 91941 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 91941 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

34/100
Composite stress
77/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 91941

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 91941 Stress Report snapshot

The live 91941 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 91941 distress and acquisition report

Pull every distressed parcel in 91941 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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