ZIP 91962 Property Distress & Foreclosure Data

ZIP code 91962 in San Diego County, California carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100). On the structural side it scores 75/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 1.5% year on year, and 11% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $140,270, above the U.S. median near $78,000. Around 17% of renters are cost-burdened. 7.9% of residents fall below the poverty threshold. The vacancy rate is 13.1% — elevated. The ZIP holds roughly 1,197 housing units. About 2,457 people live here, median age 58. Owners hold 93% of homes, renters 7%. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 41% bachelor's-or-above. Home values center near $528,100, an affordability ratio of 3.5× — accessible.

Net-net, 91962 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.