ZIP 92003 Property Distress & Foreclosure Data

DLRadar grades ZIP 92003 (San Diego County, California) at a moderate 34/100 for overall property distress. Structural risk reads 75/100 against active distress of 6/100. Property-level stress concentrates in structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 46% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,978 residents call 92003 home, typically aged 41. The typical home is worth about $926,700 (8.2× income, severely stretched). Rent burden reaches 56% of tenant households. The demographic-stress sub-score lands at 47/100. 67% of housing is owner-occupied. Vacancy runs 5.2%. At $110,577, median income runs above typical U.S. levels. There are about 1,852 housing units across 92003. The poverty rate is 16.7% — high, a tax-stress and distress correlate. Around 45% of adults hold a bachelor's degree or higher.

Overall, 92003 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.