ZIP 92009 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 92009 (San Diego County, California) at a moderate 34/100 for overall property distress. Structural risk reads 77/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (77/100), construction/permit lag (69/100), institutional ownership (49/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (98/100).

The market reads neutral — home values rose 2.0% year on year, and 13% higher over three years, at 11/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 45,778 with a median age of 43. The tenure split is 73% owner-occupied to 27% rented. Home values center near $1,368,100, an affordability ratio of 7.5× — stretched. Vacancy runs 5.0%. The poverty rate is 6.2% — low. About 64% have a four-year degree. The ZIP holds roughly 17,014 housing units. Median household income is $162,128, above the U.S. median near $78,000. Rent burden reaches 47% of tenant households. The demographic-stress sub-score lands at 39/100.

On balance 92009 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 92009 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 92009 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in San Diego County, California and the nation. Sparse data for 92009 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 for 92009 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 92009 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.