ZIP 92020 Property Distress & Foreclosure Data

In San Diego County, California, ZIP 92020 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (75/100), institutional ownership (56/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 75/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (98/100), FEMA disaster exposure (64/100)).

The peak-phase market in 92020 posted values that rose 1.5% over the year, and 15% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.0%. Around 56% of renters are cost-burdened. The tenure split is 43% owner-occupied to 57% rented. The ZIP holds roughly 20,414 housing units. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 92020 scores 56/100. Households earn a median $72,822 — near the roughly $78,000 national figure. A median home runs $813,100 here, or 10.2 times local income. About 26% have a four-year degree. Population is roughly 58,490 with a median age of 36.

On balance 92020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.